Terms of Service
Last Updated: April 15, 2024
Welcome to EPF Calculator. By accessing and using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our website or services.
1. Acceptance of Terms
By accessing or using the EPF Calculator website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Use of Calculator
The EPF Calculator is provided for informational and educational purposes only. The calculations, projections, and results provided by our tools are based on the information you input and general assumptions about EPF contributions, interest rates, and retirement planning. They are not guarantees of future performance or outcomes.
3. No Financial Advice
The information provided by the EPF Calculator does not constitute financial, investment, legal, or tax advice. We are not financial advisors, and our calculator is not intended to replace professional financial advice. For personalized financial guidance, please consult with a qualified financial professional.
4. Accuracy of Information
While we strive to ensure the accuracy of our calculator and information provided on our website, we cannot guarantee that all information is complete, current, or error-free. The EPF Calculator relies on user inputs and general assumptions that may not reflect your specific EPF scheme terms, actual interest rates, or your specific circumstances.
5. User Responsibilities
Users are responsible for:
- Providing accurate information when using our calculator
- Interpreting results with appropriate consideration of their personal financial situation
- Understanding that EPF regulations and interest rates may change over time
- Using the calculator as an informational tool, not as the sole basis for financial decisions
- Consulting with financial professionals before making significant retirement planning decisions
6. Intellectual Property
The EPF Calculator, including its content, features, and functionality, is owned by us and is protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our website without prior written permission.
7. Limitation of Liability
To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses resulting from your use or inability to use the EPF Calculator or any content or services provided on our website.
8. Privacy Policy
Your use of the EPF Calculator is also governed by our Privacy Policy, which can be found at Privacy Policy.
9. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on our website. Your continued use of the EPF Calculator after any modifications indicates your acceptance of the updated terms.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.
11. Contact Information
If you have any questions about these Terms of Service, please contact us through our Contact Page.